As we step back and take a look at our failing economy we might ask ourselves "Why did this happen?" Many of our economic problems were due to credit companies granting credit/loans to people who have had bad credit and poor money management skill.
Instituting a mandatory money management class that would run the 10th thru 12th grade would teach students the value of having a good credit score and what to expect when they get their first credit card..
In order to graduate from high school students would need to demonstrate the ability to successfully manage a financial account.